Dick Lepre graduated from the University of Notre Dame with a degree in Physics. He moved to the San Francisco Bay Area to work for the Military Applications Group at the Lawrence Livermore Laboratory. After moving to San Francisco he became an independent computer consultant. In the mid-1980’s he developed a loan origination system for Continental Savings of America.
In 1991 he started working as a loan officer for HomeOwners Finance Center and, within a year, became the top producer. In 1995 he created an internet site - Homeowners.com - which became an early standard for on-line mortgage lending.
Since June 1995 Dick has produced a weekly newsletter called RateWatch which is received by over 25,000 people each week. Much of the content of these has been reproduced on other web sites.
Dick strives to provide his clients with as much information as possible so that they can make knowledgeable, timely decisions.
Dick lives in San Francisco with his wife Elizabeth, a Chihuahua named Lafitte and a Black Headed Caique named Paco.