Ricky Michelmore

Loan Advisor

NMLS #1296930

OR Lic #1296930 ID Lic #MLO-2081296930


Ricky brings an eye for detail and his problem solving skills to his new role as a loan agent.

Ricky joined the RPM family in 2013 as a loan assistant to some of the top producing loan advisors in the Alamo branch. Prior to arriving at RPM he spent two years as a loan processor. With a background in both processing and assisting Ricky has the ability to understand all aspects of each loan file.

Ricky was born and raised in San Diego, California. After graduation from Chapman University in 2010, he moved back to San Diego where he started his real estate lending career. In 2013, he moved to Danville where he lives today with his wife and their two dogs.


  • Ricky provided excellent customer service with my loan from application to final close. He was responsive to my emails or phone calls and turned my questions around very quickly. Probably one of the smoothest processes I've had with a lender.
    — Steven M.
  • Richard was incredibly responsive and accurate in all of his communication with us throughout the loan process.
    — Damon G.
  • Richard guided my wife and I through a stressful escrow with poise and professionalism. We could count on Richard to close our loan ON TIME regardless of the circumstances. We highly recommend working with Richard on your next Refit or Purchase.
    — Thomas B.
  • Ricky was very helpful and responsive throughout the entire loan process. He demonstrated great knowledge and diligence and made the home buying process easy for my wife and I.
    — Justin C.
  • Richard was incredibly knowledgeable and helpful throughout the entire loan process. We appreciated working with someone that we could fully trust to guide us through the process. Richard was always easily accessible by email and phone when we had questions.
    — Annalisa J.
  • Richard did an excellent job helping us through the process. One of the smoothest refinances I have done.
    — Kenneth G.
  • Ricky is solid and strives to deliver on time. He goes out of his way to help. Definitely recommend!
    — Michael N.

Client Wins

Happily Ever After
Go Digital, Save Time With eClose
You’re in Safe Hands
Fixing For the Future



Phone: 925.552.3860

Fax: 855.509.6739

3240 Stone Valley Road West

Alamo, CA 94507

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